Residential valuation report app for mortgage valuers
A mortgage valuation inspection is twenty minutes on site and a report the bank’s credit team reads in two. The valuer measures the dwelling, notes construction, condition and any marketability concerns, then selects sales and reconciles them to a figure. What gets reports returned is inconsistency: a bedroom count in the description that differs from the one in the comparison table, or a risk rating with no comment behind it.
Built for banks running teams of roughly 3–50 inspectors.
Sample Valuation report
An illustrative excerpt. The site, readings and findings are fictional; the layout is yours to set.
Valuation report
Section 5 — Sales evidence and reconciliation
- Property
- 12 Sample Crescent, Exampleton
- Inspection date
- 3 February 2026
- Interest valued
- Fee simple, vacant possession
| Sale | Details | Comparison |
|---|---|---|
| 8 Placeholder Court | $865,000 · Nov 2025 · 4 bed, 2 bath, 168 m² living | Comparison: Superior |
| 31 Fictional Drive | $790,000 · Dec 2025 · 3 bed, 1 bath, 132 m² living | Comparison: Inferior |
| 4 Model Street | $828,000 · Jan 2026 · 3 bed, 2 bath, 149 m² living | Comparison: Comparable |
| Main living area (subject) | 151 m² measured on site | Comparison: Verified |
Fields captured on site
Your firm builds the form in-app, so these are a starting point rather than a fixed schema. Every field is captured on the device, with or without signal, and lands in the valuation report where your template puts it.
Dwelling
- Construction (walls, roof, floor)
- Approximate year built
- Bedrooms, bathrooms and car spaces
- Measured living and outdoor areas
- Overall condition and repair items
Site and location
- Site area and shape
- Zoning
- Services connected
- Adverse features (main road, easement, flood mapping)
Risk and marketability
- Risk rating per lender category
- Comment required when rated elevated
- Recent renovation or incomplete works
Standards the report works to
- IVS 400Real Property Interests
- How the interest being valued and its legal encumbrances are identified before value is stated.
- ANZVGPAustralia and New Zealand Valuation and Property Standards
- The professional framework residential valuers practise under, cited in the report’s terms of engagement.
Load the standards you hold into your reference library and the drafted prose is written against them rather than against a general model.
How the valuation report gets built
Capture it once, offline
Your firm builds the residential property valuation form in-app — 25 field types, nesting repeatable groups, compound AND/OR visibility rules, reusable modules and calculated fields. Field capture works with no signal: jobs, forms, photos, notes and audio all queue in an idempotent outbox that only clears once the server confirms receipt.
Link it to your the subject property and its improvements
Enter the subject property and its improvements once, as a register. Every one of your comparable sales and adjustment lines then points at a stored row rather than a name somebody typed — and the links survive a disconnected device.
Render your own template
The valuation report renders into the Word template you already use — your letterhead, your section order, your clause library — with conditionals, loops over repeats, composable sub-templates and photo grids.
Reviewed before it leaves
You write the review framework: a checklist of what a valuation report must contain, plus the prose standards you would mark a junior against. Link it to a report template and it runs every time that template renders. Each finding comes back graded info, minor or major, quoting the sentence at fault, and a person accepts or dismisses every one.
Because the structured submission behind the report is held too, the review is a comparison rather than a proofread: The report describes a four-bedroom dwelling; the inspection form recorded three.
Checks a valuation framework usually carries
- Every section the panel instruction requires appears, in the required order
- Each adjustment traces to a comparable that is listed in the evidence
- The reconciliation supports the figure actually adopted
- Instruction basis, assumptions and disclaimers are stated in full
Questions
- Can a high risk rating force the valuer to add a comment?
- Yes. A visibility rule can require a comment field to appear whenever a risk category is rated above your threshold, so the report never carries an unexplained rating.
- Can the bedroom count only be entered once?
- The dwelling is described once on the form and every place in the template that mentions it reads the same field, so the description and the comparison table cannot disagree.
- Can valuers dictate notes walking through the house?
- Yes. Audio recorded on site is transcribed, and suggested values for individual fields are offered for the valuer to accept or reject. Recording works offline; the transcription runs once the device reconnects.
What this is not
Worth knowing before you book a demo, so neither of us wastes the half hour.
- Not field-service dispatch. No timesheets, no parts, no inventory. Scheduling exists to get an inspector to a site.
- No signature capture. If your deliverable has to carry a signed sign-off on the artefact itself, this is not the tool yet.
- Field capture is what works offline — jobs, forms, photos, notes and audio. Reports, chat, scheduling and the inbox need a connection.
- No client portal. Reports go out as a file or a password-protected link.
Other valuation work we cover
- Tax depreciation inspectionsDepreciation schedule
- Antique and collectable appraisalsAppraisal report
- Business asset valuationsAsset valuation report
- Commercial property valuationsCommercial valuation report
- Construction cost to completeCost to complete report
- Plant and equipment valuationsP&E valuation report
- Quantity surveying progress claimsProgress claim report
- Rural property valuationsRural valuation report
Other disciplines
Rebuild your valuation report in SurveyThanks
Bring the Word template you already send clients. If you are coming off another field-forms tool, a filled report can be uploaded, read field by field, and re-rendered into your template.